Another deadline extension

MNsure, the agency that’s managing the health insurance exchange in Minnesota, has extended the deadline to apply for coverage and still be insured on Jan. 1 for the second time.

The original deadline was Dec. 16. Then it was Dec. 23. Now it’s Dec. 31.

Can’t go much farther than that.

You don’t have to pay immediately, either, but you do have to pay by Jan. 10.

The deadlines are for family and individual coverage, not for small businesses, MNsure spokeswoman Jenni Bowring-McDonough said in an email.

Here’s a list of Q&As Bowring-McDonough provided:

Q: Can I send my check on January 10 and still get coverage?

A: No, your payment must arrive by the close of business on January 10 for coverage to be guaranteed and retroactive to January 1.

Q: I have already been told I am eligible for (MinnesotaCare / Medical Assistance). Do I need to do anything else?

A: Individuals who qualify for Medical Assistance through MNsure do not need to take any further steps for health insurance coverage to begin January 1, 2014. Minnesotans already determined eligible for MinnesotaCare will get coverage January 1 even if they have not received a premium bill. MinnesotaCare enrollees should pay their premium bill as soon as they receive it.

Q: I already selected a plan and I have paid, too. Do I need to take any more steps?

A: No, you are all set. You will have coverage beginning January 1.

 Q: Can I apply and enroll online at MNsure.org on Sundays?

A: The application and enrollment side of MNsure.org is now open from 6 a.m. to midnight, seven days a week.

Q: I already enrolled and paid, but I want to change my insurance plan. Can I do that?

A: You may not change your health insurance plan once you have chosen a plan and payment method.

Contact health reporter John Lundy at jlundy@duluthnews.com.

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